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Loan Rates
 

Rates Effective:

**Rates are subject to change without notice**

Rates are posted for your convenience when making financial decisions.  Please realize rates are subject to change without notice.  Use our calculators to estimate payments or savings options or contact us for assistance.   We offer competitive rates for boats, RVs, computers, motorcycles, and many other reasons, please contact us for details.

Auto

We offer a variety of terms and Annual Percentage Rates (APRs), the following represents a sample:

Age of Vehicle

Term

Interest Rates
As Low As

APR

Payment per $1,000

New & Current Year

72 months

3.99%*

4.32%

$15.64

1 & 2 yrs old

60 months

3.99%*

4.38%

$18.41

3 & 4 yrs old

54 months

4.99%*

5.42%

$20.71

5 & 6 yrs old

42 months

6.99%*

7.55%

$26.91



RVs/Travel Trailers/Boats/Motorcycles

Age Term Interest Rates
As Low As
APR Payment per $1,000
NEW: Up to 60 Months 7.74% 8.14% $20.15
USED: Up to 60 Months 8.24% 8.65% $20.39


*Rates and APRs are based on a $10,000 loan amount and include a $95 document preparation fee.  In order to obtain these rates, you must have a credit bureau score of 740 or greater, an LSB deposit account, and the payment automatically withdrawn from an LSB deposit account. Factors such as credit worthiness, term of loan, relationship with LSB, and method of payment determine if your interest rate will be higher. Lower rates may be available with shorter terms.



First Mortgage

**Rates are subject to change without notice.**

We can help you pre-qualify for a mortgage loan!
Apply Online or Call our Mortgage Center at (765) 429-2914


Fixed Rate - Conventional Financing

Term Interest Rate* APR* Payment per $1,000**
15 Year 3.25% + 0 pts 3.44% $7.03
20 Year 3.75% + 0 pts 3.90% $5.93
30 Year 4.125% + 0 pts

4.235%

$4.85

* Rate and Annual Percentage Rate (APR) are based on a loan amount of $100,000 with a down payment of 20%. Private mortgage insurance (PMI) is required for down payments less than 20%.  Payment terms of 15-30 years are available.

** Repayment amounts are based on $1,000 loan amount. Payment amounts listed above include principal and interest only. The actual payment obligation will be greater.

(Example: loan amount / 1000 x "payment per $1000" amount = monthly principal & interest payment)

 



Lafayette Savings Bank is a community bank,
lending to residents of Tippecanoe County and contiguous counties.  
 

 

     
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101 Main Street • Lafayette, IN 47901
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