Click here to complete our online deposit account application.
Information on CDs and IRAs
Information on Account Fees

Statement Savings Account
To appease your thrifty side, our savings account is convenient and oh-so-easy to set up and use.

• Minimum balance avoids a monthly service fee
• Interest compounded daily and credited quarterly
• Four free withdrawals or transfers per month, then a fee for each additional withdrawal or transfer
• Free online banking
• Free LSB ATM transactions

Preferred Savings Account
If you prefer to set more of your hard-earned money aside, then this account is for you.

• Minimum balance avoids a monthly service fee
• Interest compounded daily and credited quarterly
• Four free withdrawals or transfers per month, then a fee for each additional withdrawal or transfer
• Free online banking
• Free LSB ATM transactions

Christmas Club Account
The only way Santa can afford all of those holiday presents is with a Christmas Club Account. With a minimum deposit, you too can have that Christmas you always wanted!

Certificates of Deposit
CDs are simple, secure investments. Just stop by, go online or call for our most current rates.

Individual Retirement Accounts (IRAs)
IRAs can be an important part of your savings plan because they provide significant income for retirement and offer tax benefits along the way. We offer Traditional IRAs and Roth IRAs.

Access Plus Money Market
The more money you deposit into this account, the higher your interest rate grows.

• Minimum deposit to open account is $1,000
• Minimum balance avoids a monthly service fee
• A total of six pre-authorized withdrawals/transfers per statement period, including checks, without a charge

Health Savings Accounts
If you have a high-deductible health care plan, we can help you save for, manage and pay your health care costs tax-free with a Health Savings Account.

• FDIC insured
• Deposits can earn interest
• Check/debit card and online banking access
• Monthly statement and low monthly service fee

Benefits designed to maximize your convenience, savings and security.
As a valued account holder, you can begin taking advantage of these valuable add-on benefits on any of our checking accounts for honest-to-goodness value for your wallet and protection for your peace of mind.

LSB Credit Protector- this benefit has four programs to protect your credit.

• Payment Card Protection – protect all your credit, debit, ATM and check cards in the event of loss or theft. Register your card numbers and with one phone call, you may cancel cards, stop unauthorized purchases and request new cards using our toll-free 24-hour number.
• Triple-Bureau Credit Reports – get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies – Experian, Equifax and TransUnion.
• Credit Alert ® - with 24-hour, daily credit monitoring, you’ll be alerted automatically of certain negative changes to your credit. While it can’t reverent identity theft, it can greatly reduce its impact by allowing you to minimize the damage.
• Credit Information Hotline – Receiving your credit report is good, but understanding it is essential. Credit Information Hotline provides toll-free support to ensure that you fully comprehend all the details of your credit history.

LSB Rebates and Discounts– this program provides valuable rebates and discounts on shopping and travel.

• Discounted Gift Cards – Enjoy the convenience of buying a gift without any worries or hassles. You can purchase gift cards worth $25 while enjoying a discount off the face value of each card. Discounted gift cards are available for well-known clothing boutiques, department stores, restaurants and more!
• Everyday Rebate Rewards – Get rewarded by purchasing gas, groceries, clothing and much more. Send the receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 in cash back every year!
• Everywhere Cash Savings – Shop online at your favorite retailers with your registered credit or debit card and the savings are automatically refunded to your monthly statement. You can also select from a wide variety of coupons to print and shop in-store as well.
• Bonus Travel – Use our toll-free Travel Reservation Service and you’ll receive a cash reward equal to 5% of your expense on lodging, airline travel, car rentals, cruises and packaged tours. You’ll also receive savings on packaged vacations and cruises through the Vacation Savings Hotline!

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