This looks like the beginning of a beautiful friendship.
Click here to complete our online deposit account application
Click here for rewards checking
Click here for
more information on Check 21 legislation
Information on Account Fees
Our sole
purpose in life is to make yours easier. And we start by
offering a wide array of checking options to fit any need.

Simply Free Checking
Of course, it doesn't get any simpler than FREE.
- $2,500 I.D. Theft Insurance
- LSB ID Gaurd available - click here for more information
- Unlimited
check writing
- Free LSBankfone bank-by-phone service
- Free online banking, bill pay* and e-statements
- Overdraft
protection availability
- Unlimited
LSB ATM transactions
Distinct
Checking
The best things come to those who wait. And if you're 50+, you're entitled to many FREE and discounted services.
- $2,500 I.D. Theft Insurance
- LSB ID Guard available - click here for more information
- Unlimited
check writing
- Free club
checks
- Free LSBankfone bank-by-phone service
- Free online banking, bill pay* and e-statements
- Earn better interest
on on higher balances
- Overdraft
protection availability
- Unlimited
LSB ATM Transactions
- Monthly fee is waived if you have direct deposit of maintain an average daily blance of $2,500+
Access Plus
Money Market Account
Make the most of your money - the more money you deposit into this account, the higher your interest rate grows
- Minimum deposit to open account is $1,000
- Minimum balance of $5,000 avoids monthly service fee
- Three checks or a total of six pre-authorized withdrawals / transfers per statement period, including checks without a charge
Overdraft
Protection
- When your
checking account is overdrawn, we will automatically transfer
funds to your checking account from a savings, Access
Plus or another checking account.
- A fee of
$10.00 per transfer will be charged.
- A notice
will be sent notifying you of the transfer.
* Bill Pay is free for the first 90 days, thereafter free with five bills paid per month, otherwise $5 per month
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