
Choose the checking option for your lifestyle.
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Student Simply Checking
Are you living the “college chapter?” Simplicity is the key to easy and quick access to your funds. With unlimited ATM transactions, overdraft protection availability and online banking, Simply Student Checking is simply the one.
- Unlimited check writing
- FREE online banking, bill pay and e-statements
- Unlimited LSB ATM transactions
- Five FREE non-LSB ATM transactions per statement cycle
- 0.25% discount on consumer loans
- FREE LSB Bankfonesm – 24-hours bank-by-phone
- UChoose Rewards Program
- Identity theft protection with IdentitySecure® (available for an additional monthly fee)
CLICK HERE for rates. |
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Simply Checking
Are you living the “just starting out” chapter? Simplicity is the key to easy and quick access to your funds. With unlimited ATM transactions, overdraft protection availability and online banking, Simply Checking is simply the one.
- Unlimited check writing
- FREE online banking, bill pay and e-statements
- Unlimited LSB ATM transactions
- 0.25% discount on consumer loans
- Monthly fee waived if you have direct deposit or
15 debit card transactions
per month
- Free LSB Bankfonesm – 24-hours bank-by-phone
- UChoose Rewards Program
- Identity theft protection with IdentitySecure® (available for an additional monthly fee)
CLICK HERE for rates.
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Rewards Checking
Are you in the “family” chapter? Rewards Checking fits your lifestyle. For a low monthly fee, enjoy financial services for you and your family.
- Double UChoose Rewards Points
- FREE personalized club checks
- FREE LSB Bankfonesm – 24-hours bank-by-phone
- FREE online banking, bill pay, and e-statements
- Overdraft protection available
- Earns interest on a low minimum balance
- Two FREE cashier’s checks per statement cycle
- Five FREE non-LSB ATM transactions per statement cycle
- 0.25% discount on consumer loans
- Identity Fraud Support Service
- Extended Warranty & Purchase Price Protection
- Identity theft protection with IdentitySecure® (available for an additional monthly fee)
CLICK HERE for rates.
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Advantage Checking
Are you in the “time for me” chapter? Advantage Checking fits your lifestyle with the perk of “relationship pricing.” Have a home loan, auto loan, savings account or more with us? Then take advantage of Advantage Checking.
- FREE personalized club checks
- FREE LSB Bankfonesm – 24-hours bank-by-phone
- Overdraft protection available
- Earns interest based on your balance
- Five FREE non-LSB ATM transactions per statement cycle
- Two FREE cashier’s checks per statement cycle
- $50.00 discount on loan application fee
- Monthly fee waived if you have a $15,000 relationship balance (loans and/or deposits)
- Unlimited check writing
- Unlimited LSB ATM transactions
- FREE online banking, bill pay* and e-statements
- 0.25% discount on consumer loans
- UChoose Rewards Program
- Identity theft protection with IdentitySecure® (available for an additional monthly fee)
CLICK HERE for rates.
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Distinct Checking
Are you in the “life is good” chapter? Distinct Checking fits your lifestyle. If you’re over 50, you qualify for free and discounted services—unlimited check writing, free club checks and Affinion Travel Package. Earn better interest on higher balances.
- Unlimited check writing
- FREE club checks
- FREE online banking, bill pay* and e-statements
- Earn better interest on higher balances
- Unlimited LSB ATM transactions
- 0.25% discount on consumer loans
- Two FREE cashier’s checks per statement cycle
- Affinion Travel Package which includes bonus travel 5% cash back, companion airfare, My Get Away Travel, Sojourns Travel Magazine
- Monthly fee waived if you have one of the two: direct deposit or maintain a minimum deposit relationship balance of $5,000
- FREE LSB Bankfonesm – 24-hours bank-by-phone
- UChoose Rewards Program
- Identity theft protection with IdentitySecure® (available for an additional monthly fee)
CLICK HERE for rates.
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Fresh Start Checking
This account is designed just for individuals who have had banking struggles in the past. Fresh Start Checking offers the convenience of having a checking account and debit card with a low monthly service fee with direct deposit. It also allows for online purchases and makes direct deposit payroll available while helping re-establish your banking history.
Fresh Start Basic Checking
Like Fresh Start Checking, this account is for individuals who have had banking struggles in the past. It is strictly a Debit/ATM card account with a low monthly service fee with direct deposit.
Access Plus
Money Market Account
Make the most of your money - the more money you deposit into this account, the higher your interest rate grows
- Minimum deposit to open account is $1,000
- Minimum balance of $5,000 avoids monthly service fee
- Three checks or a total of six pre-authorized withdrawals / transfers per statement period, including checks without a charge
Please see the required information page for full disclosures. Click here for all checking and money market rates. Please visit the Check 21 page for more information on Check 21 legislation. Click here to download a "Balancing Worksheet" PDF for use to complete checking account reconciliation.
*Bill pay, for these accounts, is free for the first 90 days. Thereafter, it is free with at least three bills paid per month. Otherwise, it is $5 per month.

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