Cash Rewards*
You could earn $100...$200...$300 or more just for shopping. You can earn money back by making purchases through the Cash Reward web site. Click here to register your credit or debit card and start shopping. It's that simple! Your cash rewards will be automatically refunded to your registered card on your monthly statement.

* You must access the retailer's link through the web site provided and use the credit or debit card you have registered to be eligible for the rewards. Credit will be issued automatically to your registered card within 90 days from date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

Credit Alert®*¹
With 24-hour, daily credit monitoring, you’ll be alerted automatically of certain negative changes to your credit. While it can’t prevent identity theft, Credit Alert® can greatly reduce its impact by allowing you to minimize the damage. If there are no changes to your credit, you’ll even receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert® will be valid for one year with an option to re-enroll at no additional cost!

• 24 Hour, Daily Credit Monitoring through TransUnion
• Notification via US Mail Quarterly, if there are no changes
• Access to the Credit Information Hotline Members
• Initial enrollment in Credit Alert® will be valid for one year
• Option to re-enroll at no additional cost

*Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit report as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.

$10,000 Accidental Death Insurance
You’ll be protected with $10,000 in Accidental Death Insurance 24 hours a day.

Payment Card Protection
Register all your credit, debit, ATM and check cards at one time and in one place. As a member, you’ll feel more secure knowing that you are protected. If your cards are lost or stolen, simply call one convenient toll-free number 24 hours a day to cancel cards, stop unauthorized purchases and request new cards. You’ll also have the security of knowing that if you are more than 50 miles from home and have reported the cards lost or stolen you have access to: • Emergency Cash • Emergency Airline Tickets (Some restrictions may apply.) Click here to visit the Local Connections^SM web site.

Triple-Bureau Credit Reports²
Get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies — Experian, Equifax and TransUnion.

Credit Information Hotline
Receiving your credit report is good, but understanding it is essential. Credit Information Hotline provides toll-free support to ensure that you fully comprehend all the details of your credit history.

Everyday Rebate Rewards
Get rewarded by purchasing items you use everyday! Save your receipts when you dine or purchase gas, groceries, clothing, pet supplies and much more. Send the receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 in cash back every year!

Discounted Gift Cards³
With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.

Identity Theft Insurance
For victims of identity theft, it can be time-consuming and costly. Members have up to $5,000 in financial compensation for qualified expenses

Identity Fraud Support Service
In the unfortunate event that Identity Theft does occur, members will receive guidance in the recovery process. Professional help is available to assist in organizing paperwork, notifying creditors, obtaining legal counsel, and more.

• Free personalized checks with unlimited check writing
• No charge on traveler’s checks, cashier’s checks or money orders!
• Interest bearing on balances $2,500 and greater
• Free online bill pay with minimum of five bills per month (otherwise $5 per month)

1 Neither Affinion Benefits Group, its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the credit reports or credit scores which you receive, including any liability for damages, direct or indirect, consequential or incidental. The service is not a credit counseling or repair service and does not promise to help you obtain a loan or improve your credit record, history, or rating. In addition to other rights, you are entitled by law to request and receive a free report every twelve months from each of the national credit reporting agencies (Experian, TransUnion, and Equifax). Information regarding these and other FCRA rights is available at www.ftc.gov

2 Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.

3 Gift card/gift certificate purchases limited to a total of 500 cards annually. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

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