There are several basic elements to making your business thrive. Like putting your money to work for you. We offer a variety of savings options to fit your business needs. Just check out our rates, calculators and other required disclosures.

Statement Savings Account

• Minimum opening deposit is $100.
• Minimum balance is $250.
• Monthly fee, if balance falls below minimum, is $5.
• Interest compounded daily and credited quarterly.
• Star/VISA® Check Card is available on this account.
• Account inquiry and transfers are available with Instant Access, our online banking product.
• Up to 4 free withdrawals or transfers are allowed on this account per cycle. After 4 withdrawals or transfers, there will be a charge of $1 for each withdrawal or transfer.
• Monthly statements are mailed when there is activity; otherwise, a statement is generated quarterly.

Access Plus Account
Earns a higher interest rate than a checking account and is easy to access.

• Minimum balance is $5000.
• Opening balance is $1000.
• Earn interest on your account if your daily collected balance on any day during a monthly statement cycle is greater than $0.
  
• Transaction Limitations:
  • Unlimited over-the-counter transactions.
  • Unlimited ATM cash withdrawals.
  • Maximum 6 transactions (automatic or electronic), with no more than 3 by check, draft, or similar order.
• No monthly fees if the minimum balance is maintained and you stay within the transaction limits:
  • $10 if the daily balance falls below $5000.
  • $15 is charged for each transaction exceeding the limit.
• A dormant account fee of $10 per month is assessed if account is inactive for three or more years.

Preferred Savings Account

• Minimum opening deposit is $10,000.
• Minimum balance is $10,000.
• Monthly fee, if balance falls below minimum, is $5.
  
• Interest compounded daily and credited quarterly.
• Star/VISA® Check Card is available on this account.
• Account inquiry and transfers are available with Instant Access, our online banking product.
• Up to 4 free withdrawals or transfers are allowed on this account per cycle. After 4 withdrawals or transfers, there will be a charge of $1 for each withdrawal or transfer.
• Monthly statements are mailed when there is activity; otherwise, a statement is generated quarterly.

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