Lafayette Savings Bank

--- Lafayette Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, becoming effective on December 31, 2010, and terminating on December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. ---

We offer a full range of services to benefit both small and large business customers. From checking accounts to credit alternatives, we're here to help every step of the way. So put us to work for you.

Click here for more information on Check 21 legislation.

Commercial Checking
Specifically designed for corporations and partnerships, this account takes into consideration your high volume of activity with increased services that free up your mind so you can concentrate on your business goals.

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Business Checking
We want to be as integral to your business’ success as the OPEN sign you put in your window every day. Specifically designed for sole proprietorships, this account helps make finances the easiest part of your job.

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Select Business Checking
This account is designed for partnerships, s-corporations and limited liability companies. This is a non-interest bearing account.

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Non-Profit Checking
Specifically designed for organizations and clubs that are non-profit, this account is designed to help us better serve those who charitably serve our community.

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If you would like to find out more, please call our Deposit Officer at 429-2946.

Commercial Comparison
Let us help you determine if our commercial product offerings are right for you. By taking your current commercial bank statement and using the calculations below, you should be able to determine if LSB beats our competitor's price.

_________	Items deposited x 0.12	= $ _________
_________	Checks written x 0.12	= $ _________
_________	ACH originations x 0.12	= $ _________
____1____	1 Monthly service fee	= $ 12.00
	A. Subtotal service fees	= $ _________
_________	Monthly avg collected balance x earnings credit %	= $ _________
_________	Divided by 365 calendar days	= $ _________
_________	Multiplied by # calendar days in current month	= $ _________
	B. Subtotal Earnings Credit	= $ _________

If total in line A is smaller than line B, you will not incur a service fee.

If total in line A is larger than line B, subtract; that amount will be your service charge.

Tiered Overdraft Limits*

Lafayette Savings Bank is pleased to offer overdraft limits on your business checking accounts. The overdraft limit is based on average balances on your account and is tiered as follows:

*This is a complimentary service as a customer of Lafayette Savings Bank. Normal overdraft fees do apply and the bank does not guarantee payment based on these limits. Please consult a current Fee Schedule for further information.

Sweep Accounts
Specifically designed for business customers who wish to invest excess funds at the end of each business day by allowing you to automatically earn interest overnight. It's a flexible and convenient way to make your money work for you.

ACH Originations
Efficiently handle several of your automatic payment needs with our ACH Capabilities. Debit or credit your checking or savings accounts as well as the accounts of your customers, employees or tenants for things like:

Membership fees
Electronic payroll deposits
Automatic payments to loans, insurance or rental properties

If you would like to find out more, please call our Deposit Officer at 429-2946.

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